Remote Mortgage Underwriter- Must be local to Phoenix Job at National Mortgage Staffing, Phoenix, AZ

QUV1YmFRSlNKYWFHdTZSV0RxNG9pQ0llYnc9PQ==
  • National Mortgage Staffing
  • Phoenix, AZ

Job Description

Position Overview:

We are seeking an experienced frontline Mortgage Underwriter with at least 3 years of recent underwriting experience . Candidates must have worked in an underwriting role within the past 12 months to be considered.  YOU MUST BE LOCAL TO PHOENIX IN ORDER TO BE CONSIDERED FOR THE ROLE

This role involves reviewing mortgage files, calculating income, analyzing assets and credit, and making sound loan decisions based on established guidelines. The right person will be detail-oriented, highly organized, and comfortable working in a fast-paced environment with tight deadlines.

Essential Job Functions:

  • Conduct comprehensive reviews of mortgage loan files, including income, assets, credit, and collateral

  • Utilize the client’s loan operating system for accurate data entry

  • Underwrite loans using AUS (DU/LP) or manual methods based on client guidelines

  • Ensure documentation is complete, accurate, and compliant

  • Identify and resolve red flags or issues in the file

  • Issue loan decisions and set clear conditions

  • Review and sign off on conditions to finalize loan files

  • Communicate effectively with internal teams, Loan Officers, and Processors

  • Stay up-to-date on client and investor underwriting guidelines

  • Assist in resolving pre- and post-closing underwriting issues

  • Maintain professionalism in a high-pressure, deadline-driven environment

  • Willingness to work over 40 hours per week as needed

Requirements:

  • Minimum of 3 years of recent frontline conventional mortgage underwriting experience

  • Must have worked in an underwriting role within the past 12 months

  • Strong knowledge of income analysis, tax return review, and credit evaluation

  • Understanding of appraisal review and collateral risk

  • Expertise in GSE guidelines and AUS platforms (DU/LP)

  • Strong attention to detail and time management

  • Excellent written and verbal communication skills

  • Ability to work independently and collaboratively in a digital environment

  • NMLS-MLO Licensure preferred

  • Flexible availability, including occasional extended hours

Disclaimer: All job requirements and qualifications listed above have been established by our clients. NMS does not determine or modify these criteria and is contractually obligated to adhere to the specifications set forth by each client.

Job Tags

Local area, Flexible hours,

Similar Jobs

Ultimate Staffing

Bilingual Office Clerk Job at Ultimate Staffing

 ...phone systems, mail and courier service, scanning, filing and data entry Direct and/or field in-coming calls and voicemails, organizing...  ...stakeholders. Skills and Requirements: Healthcare/medical industry experience is helpful but not mandatory Must be organized... 

Aequor Allied

School-Based Occupational Therapist - $1,970 per week Job at Aequor Allied

 ...Aequor Allied is seeking a travel Occupational Therapist for a travel job in Juneau, Alaska. Job...  ...Staff Job ID #1603565. Pay package is based on 8 hour shifts and 40 hours per week...  ...stipend amount to be determined. Posted job title: Occupational Therapist (OT) - School... 

Republic Finance

Assistant Branch Manager Job at Republic Finance

 ...competitive salary of $40,000 per year (paid hourly), plus an uncapped monthly bonus...  ...match after one year, regular bonuses, relocation assistance, and short and long-term...  ...through an 18 - 24 month on-the-job paid training program in which you learn all of the ins... 

Tri-M Group

Foreperson (LH) Job at Tri-M Group

Job Description Job Description Salary: $34-$42 per hour dependent upon experience Here at The Tri-M Group, LLC we are an employee-owned company placing our employees first, knowing that highly trained, skilled, and compensated workforce can better serve our customers...

Helios School

Maker Space teacher Job at Helios School

 ...Helios is an innovative, independent school community for gifted learners in grades K-8 located in Sunnyvale, CA. Our faculty members...  ...also be tasked with common makerspace equipment operation, maintenance, repair, and general classroom space organization duties. They...